Our client has completed over £9bn worth of transactions and expects to continue to grow over the next few years. Given this continued growth our client is looking for a candidate with previous experience across commercial real estate lending and will be able to lead their risk control function with regard to credit issues.
Key responsibilities include:
Serve as primary credit risk control manager for the company's private lending business including credit analysis on proposed loans.
Work with specific investment managers and be well integrated into the front office investment process, while supporting a strong risk culture.
Execute independent review of all due diligence, cash flow forecasting, sensitivity and valuation analysis for new opportunities.
Screen and provide challenge to the investment thesis, identifying key risks, and working collaboratively with the investment manager.
Develop a credit risk framework for the company's private lending portfolio, including a robust methodology and resilience to regulatory enquiry.
Analyse private investments with regard to capital structures and leverage.
Provide summaries of general macroeconomic credit and industry sector trends.
Ensure proper agency ratings data sourcing for public securities portfolio.
Serve as primary subject matter expert when dealing with regulators on credit ratings issues.
Independent counterparty due diligence and approval recommendations for debt and equity investment proposals.
Liaison with Investment, Legal, Compliance and Risk to ensure compliance with internal AML policy and lending regulatory requirements.
The ideal candidate profile:
At least 5 years of experience in credit analysis including commercial real estate.
Experience working on a credit analysis team at a large bank, insurer or asset manager.
Experience of working in a private credit risk team (first line) or in a credit risk management group (second line).
Confident to stand up and express a contrary view if necessary.
Extensive knowledge of ratings methodologies.
Experience with commercial mortgage lending.
Team approach – spirit of cooperation with investment colleagues.
Broad understanding of general macroeconomic credit and industry sector trends.
Excellent written and verbal communication skills and able to explain complex concepts in a straightforward manner.
Ability to work under own initiative and show flexibility to meet business needs.
Ability to meet tight deadlines and prioritise own work.
Professional behaviour with high level of integrity.
Commitment to continued professional development.
For more information on this role and our client please send across an up to date CV.
Internal Number: 9366026
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