Capital One is active in all aspects of the Commercial Real Estate arena with extensive experience in permanent and construction loans for a broad range of projects including multifamily housing, retail, office buildings, student housing, industrial and parking facilities.
Our Multifamily Finance Team is a part of Capital One’s broader Commercial Real Estate Business (CRE) and in addition to generating loans for our balance sheet, is one of the largest originators of Fannie Mae, Freddie Mac and FHA loans. Supported by over 200 associates, we generated close to $10 billion in new loans for 2019.
Fully understands the procedural aspect of underwriting Conventional Agency loans from application to delivery and can accurately detail this out to stakeholders within the deal team
Navigates deals through underwriting process with minimal oversight
Correctly identifies all waivers/risks associated with the transactions and provides mitigated recommendation to discuss with their manager
Presents ideas for policy and process improvements to their manager
Shows ability to oversee, train and increase their own efficiency through the use of Analysts/Senior Analysts
Review work of analyst/senior analysts assisting on deals and prescreens
Higher level external exposure to borrowers and lender counsel
Provides analysis of Borrowers and Guarantors on deals, including organizational structures, financial and real estate schedule analysis
Completes property inspections that conform to Agency requirements
Presents fully completed and analyzed narratives with supporting risk mitigation to their manager
Works on special projects as deemed appropriate by their manager
Participates in structuring deals with manager and production to broaden product knowledge
Develops and foster relationships with agency counterparts
Interprets Fannie Mae/Freddie Mac product sheets and underwrite all transaction types, including fixed, floating, and supplementals
Capital One is open to hiring a Remote Employee for this opportunity
Bachelor's Degree or Military Experience
At least three years of Agency underwriting experience
At least five years of experience as an Analyst in Agency Lending
Experience with Google Suite or Microsoft Office
About Capital One
At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding.