Commercial Real Estate (REL) within Asset Finance Division (AFI) is a business line of Global Banking (GLBA).
REL is responsible for :
- providing financing solutions for professional investors investing in office, logistics, retail, hotel and other real estate (incl. multifamily, student accommodation and nursing homes) being key clients of SG Group.
- Within the GLBA/AFI/REL platform, GLBA/AFI/REL London originates, structures and executes financing transactions involving real estate located in the UK or with a strong UK angle (sometimes including non UK assets within a predominantly UK portfolio).
Client base: The client base consists of:
local and international property investors (private equity companies, pension funds, property companies, sovereign wealth funds, insurance companies, corporate etc.) who require debt financing collateralised by assets located in the UK, or
UK based sponsors in the case of non UK assets (in coordination with other European teams).
The financings are structured with a view to being mostly distributed.
Beyond its client basis, REL has extensive relationship with real estate brokers and appraisers, rating agencies, debt providers and investors, insurers and lawyers.
Summary of responsibilities
Risk analysis and understanding of all issues relevant for each transaction (context, aim, constraints related to the assets and/or the legal and tax environment???);
Financial analysis and modelling of the considered projects;
Structuring of complex financings
Drafting and presentation of credit requests
Drafting of term sheets and review of legal documents
Risk-monitoring of existing loans
Data search and market intelligence
Excellent verbal and written English
Attention to details
Advanced knowledge of MS Excel and ideally VBA
Other IT fluency (MA Word, Power Point)
Flexibility and responsiveness
Ability to work in a rigorous manner according to business processes and guidelines
Ability to work under tight timelines and pressure
Ability to regularly monitor work process to avoid mistakes and to guarantee the reliability of results.