The Credit Analyst will analyze all relevant credit and financial data on new, renewal and existing loans to evaluate the creditworthiness of the prospect and/or existing borrowers in order to assist with the loan decision-making process. Responsibilities Spreading of financial statements within our statement spreading software. Preparation of spreadsheets and a written report and analysis for the Commercial Lending staff. Remains independent of the lending decision to help ensure the highest loan quality and adherence to loan policies, regulations and legislation. Works with the Commercial Lending Department to support quality growth of the loan portfolio.