Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.
As a premier California-focused financial services company dedicated to serving its communities, families and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for "Best Bank" and "Best Commercial Bank" from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for "Overall Client Satisfaction" in Small Business & Middle Market Excellence Awards.
Acquires and services commercial loans, commercial real estate loans and bank services in accordance with individually established business development goals.
Demonstrates clear understanding of risk management and covenant tracking procedures.
Responsible to make presentations regarding bank products and services to prospective clients and company principals, perform underwriting functions and continually monitor credit quality.
Higher level Commercial Bankers may oversee lower level associates.
Other duties as assigned.
Requires a Bachelors degree in business, finance or a related field and 8+ years commercial lending, loan management and bank sales experience. A combination of education and experience may meet requirements. loan management experience.
Expert knowledge for unique customer product segments of lending and credit analysis, preferably in a commercial lending environment.
Expert knowledge of bank products and commercial lending techniques and procedures.
Ability to expand loans, client relationships and cross sell bank products.
Familiarity of the sales, loan processing and closing processes.
Excellent underwriting skills. Ability to interview loan applicants and have a strong perceptive on character judgment.
Ability to structure loans and monitor credit performance.
Must have excellent interpersonal, presentation and communication skills.
Working knowledge of a software applications, including word processing and spreadsheets.
May train or lead lower level staff. May function as a project lead.
Medical, Dental and Vision Insurance - START DAY ONE!
Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays, and any applicable state holidays
401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
Mental health benefits including coaching and therapy sessions
Tuition Reimbursement for qualifying employees enrolled in an accredited degree program related to the needs of the business, maximum of $5,250 per calendar year, employees are eligible for the program upon hire
Employee Ambassador preferred banking products
This position is eligible to earn a base salary in the range of $114,000 to $172,000 annually depending on job-related factors such as level of experience
Zions Bancorporation, N.A. is one of the nation's premier financial services companies with annual net revenue of $2.9 billion in 2021 and more than $90 billion of total assets. Zions operates under local management teams and distinct brands in 11 western states: Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The Bank is a consistent recipient of national and state-wide customer survey awards in small and middle-market banking, as well as a leader in public finance advisory services and Small Business Administration lending, ranking as the tenth largest provider in the U.S. of the SBA’s Paycheck Protection Program loans. In addition, Zions is included in the S&P 500 and NASDAQ Financial 100 indices.